01 - Line a baking sheet with parchment paper.
02 - Peel bananas and slice into 1/2-inch thick rounds.
03 - Arrange banana slices in a single layer on the prepared sheet and freeze for at least 1 hour until firm.
04 - Melt chocolate with coconut oil in a microwave-safe bowl or double boiler until smooth, stirring well.
05 - Using a fork or toothpick, dip each frozen banana slice into melted chocolate, allowing excess to drip off.
06 - Place chocolate-covered banana bites back on parchment-lined sheet.
07 - Immediately sprinkle chosen toppings over chocolate before it sets.
08 - Return tray to freezer for at least 1 hour until chocolate is fully set.
09 - Serve straight from freezer; store leftovers in airtight container in freezer up to 2 weeks.